For those who love being on the water, you know boats and watercraft are significant investments. So, safeguard your fun asset with boat/watercraft insurance from J1 Insurance Agency LLC in Texas. Get insurance that gives you peace of mind as you enjoy yourself.
Common boat/watercraft insurance coverage
Bodily Injury and Property Damage
In case you are involved in an accident and found culpable of causing it, bodily injury and property damage steps in and pays. The coverage also meets legal expenses incurred if you are sued.
Uninsured or Underinsured Boater
When on the water, another boat may hit your boat causing damages and injuries. Sometimes they may not be insured or underinsured. Uninsured or underinsured coverage is designed for such scenarios. The policy helps meet medical bills, lost wages, and damages caused by such boaters.
Comprehensive and Collision
If your boat is stolen or damaged, comprehensive coverage helps you get back on your feet. You will only pay your deductible, and we'll pay the rest.
Medical payment Coverage
In the event of an accident, you or your passengers may need to meet medical bills. Sometimes, your health insurance limit may not be enough to pay. With your boat's medical coverage, you're guaranteed of meeting such unexpected expenses.
Total Loss or Replacement Coverage
When you buy a one-year model boat, stakes are enormous. In case of an accident, our total loss or replacement coverage helps you get a new one. We will either buy a new one for you or refund you the amount incurred when purchasing.
On-water Towing Coverage
It is possible for your boat to become disabled in the water, and you may need on water towing, fuel delivery, or soft ungrounding. With this coverage, we'll organize for a tow to get you back on track.
Boat/watercraft insurance can be included in your homeowner's policy. However, it only covers the boat while stored in your property but not on the water. With a specialized boat/watercraft insurance from J1 Insurance Agency LLC, you can enjoy Texas waters peacefully. Call us or visit our offices to get a quote.